Life Services
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What's New
- Berkshire Disability Field Underwriting Guide
- Intelligent Choice DI Product Brochure
- Disability Insurance Lump Sum Rider Brochure
- The Whole Story of Whole Life
A guide to the benefits and reasons why you should be presenting Whole Life to your … - Guardian Retention and Reinsurance Limits
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Life Insurance Product List
| Whole Life |
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Achiever Gold Guardian has added a new traditional Whole Life policy to its strong portfolio of life insurance products. Achiever Gold offers a viable strategy to address the issues and challenges that business owners, executives, or individuals with sizeable estates may face in managing their wealth. (Read More) 10 Pay Whole Life Insurance - (L10) Guardian's 10 Pay Whole Life insurance (L10) offers lifetime protection in a policy that becomes fully paid-up in 10 years. A financially sound asset, it is a tax-efficient way to help accumulate funds for college, retirement, or other long-term goals. And the built-in guarantees of whole life protect your legacy for future generations. (Read More) 20 Pay Whole Life Insurance - (L20) Guardian's 20 Pay Whole Life insurance (L20) offers lifetime protection in a policy that becomes fully paid-up in 20 years. A financially sound asset, it is a tax-efficient way to help accumulate funds for college, retirement, or other long-term goals. And the built-in guarantees of whole life protect your legacy for future generations. (Read More) Life Paid Up at Age 65 (L65) Guardian's Life Paid Up at Age 65 (L65) whole life insurance is a valuable asset that can help you achieve a comfortable retirement and a secure financial future. Designed to become fully paid-up at age 65, premium payments stop when you're ready to start enjoying the rest of your life. The tax advantages of life insurance and the built-in guarantees also help protect your legacy for the future. (Read More) Life Paid Up AT 95 The L95 policy can provide lifetime protection and substantially accelerated early growth of cash values.14 (Read More) Life Paid Up AT 99 The L99 policy can provide lifetime protection and outstanding long-term performance with significantly high cash accumulations.14 (Read More) Life Paid Up AT 121 The L121 Whole Life policy can provide lifetime protection at a very affordable, competitive cost.14 (Read More) EstateGuard® Whole Life Guardian's EstateGuard® Whole Life policy provides a smart, tax-advantaged financial strategy for businesses or for individuals with sizeable estates. When the goal is protecting and conserving a legacy to pass on to your business partner or heirs, consider EstateGuard® WL. (Read More) |
| Variable Life |
| Flexible Solutions (VUL) Click Here To Request Information |
| Universal Life |
| UltraLife Gold Guardian's strong portfolio of life insurance products includes ULtraLife Gold, a valuable complement to a well-crafted insurance program. Backed by the financial strength of Guardian, ULtraLife Gold offers permanent, affordable coverage that can be easily modified throughout a lifetime to match current or anticipated needs. A Solution for Those Who Require the Flexibility of UL ULtraLife Gold meets business and personal planning needs of clients requiring exceptional flexibility. (Read More) UltraMax Gold Guardian's strong portfolio of life insurance products includes ULtraMax GoldSM, a valuable complement to a well-crafted insurance program. ULtraMax GoldSM is an innovative, high-quality UL product that dovetails with a business or personal planning strategy. It provides exceptionally high early-year cash surrender values in relation to premiums paid, providing life insurance protection with a lower impact on overall financial position than conventional policies. (Read More) Survivorship Guardian's EstateGuard® SUL policy offers a Survivorship Universal Life policy designed for maximum flexibility. Rounding out Guardian's strong portfolio of life insurance choices, it provides affordable, strategic, tax-advantaged financial protection for couples or business partners. (Read More) UL Second Guarantee (ULSG) Guardian is now offering a Universal Life Secondary Guarantee insurance policy1 that provides affordable, permanent financial protection for individuals and businesses. Read how ULSG can help enhance your portfolio. (Read More) Survivorship Universal Life Second Guarantee (SULSG) Guardian is now offering a Survivorship Universal Life Secondary Guarantee insurance policy1 that provides affordable, permanent protection for married couples or for use in businesses. Here's how SULSG can help enhance an asset portfolio or stabilize your business's financial statement. (Read More) |
| Term Insurance |
| Guardian's LifeSpan Gold Guardian's LifeSpan Gold - an Automatically Convertible Term plan - is uniquely designed for clients who need relatively short duration Term coverage at very competitive rates - along with the assurance of automatic conversion to Whole Life insurance if longer-term needs develop. The policy offers clients affordable increasing Term insurance premiums during the initial period, converting automatically to a high quality, permanent Whole Life policy for the ultimate period. (Read More) Yearly Renewable Term Guardian has updated the Yearly Renewable Term policy within its strong portfolio of products. The new YRT Gold policy can provide solid, financial security at a very affordable cost where there is an immediate, short-term need. (Read More) Level Term Gold Guardian has updated its Level Term Gold insurance to provide an even more competitive, quality product for a range of solutions. Level Term Gold 2008 offers clients cost-effective life insurance for periods of 10, 15, 20, or 30 years, with the option to convert to a Guardian permanent life policy without requiring further evidence of insurability. The premium is guaranteed to remain the same during the term period, and there are several Rider options16 available that can enhance the value and security of coverage. |
| Other Life Products |
| Employer Sponsored Guardian offers a business-sponsored life insurance portfolio of quality products to support the non-qualified plan needs for business owners and key executives. Included in the offering is our Executive Strategies Whole Life® Gold (ESWL Gold), also available in a guaranteed issue version. Executive Strategies Whole Life Gold provides a cost-efficient asset for use in funding executive benefits, business continuation, or for retaining key employees. For Information regarding these product lines click here to contact us. Click Here To Request Information |
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