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Whether protecting your client as an individual, a business owner, we have the solution...

Protect Your Income: Individual Disability Insurance
With Berkshire Life Insurance Company of America you get the highest quality DI around, ProVider Plus1, has these hard-to-find features... Click here
Protect Your Retirement Contribution: Retirement Protection Plus
You know the importance of planning ahead; that is why you've worked hard to set aside money for your retirement. But what if you couldn't continue to make regular retirement plan contributions due to illness or injury? It's important to put a fallback plan in place to ensure that money continues to be put away for your retirement even if you become totally disabled... Click here
Protect Your Business: Disability Buyout & Overhead - Business Reducing Term DI
If you own a small business or share in a practice with other partners, a disabling illness or injury could devastate your firm's cash flow. Revenue would decrease; monthly expenses would not. You need to know that the firm will remain financially strong even if a disability forces you-or a partner-to the sidelines.

Protect Employees Incomes: Guaranteed Issue Multi Life Disability
No doubt, it's a dynamic benefits market. Employers are under more pressure to enhance their benefits while controlling their costs. Their employees are more vulnerable to income interruption, but often are not adequately protected. All this creates new opportunities for financial representatives who can offer more innovative, flexible benefits solutions-like our DI@Work™ program. See how this individual disability insurance program for the workplace can help you outpace the competition. Click here for more

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Underwritten & Issued by Berkshire Life Insurance Company of America, Pittsfield, MA wholly owned stock subsidiary of The Guardian Life Insurance Company of America, New York, NY
http://www.berkshirelifetools.com/

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